New White Label Capabilities with Greater Access to Data Helps Acquirers, ISOs, ISVs, Payment Facilitators and Merchants Enhance their Businesses and Brands While Optimizing Interchange

LAS VEGAS, Feb. 8, 2021 — (BUSINESS WIRE) — Atlantic-Pacific Processing Systems NV, Corp. (APPS), a leading fintech and financial services solutions provider, is pleased to announce enhancements to APPSos, pronounced “APP Sauce,” its proprietary SaaS-based acquiring customer relationship management (CRM) and clearing and settlement platform. Besides new white-labeling capabilities to help enhance their businesses and brands, APPSos now provides acquirers, independent sales organizations, independent software vendors, payment facilitators and merchants with greater access to raw front and back-end processing data so they can perform detailed analysis of clearing and settlement information for better interchange optimization.

“APPSos is designed to be merchant-centric with an uncomplicated user experience,” said APPS President and CEO Abe Maghaguian. “We’ve worked really hard to deliver premier capabilities throughout the platform in this latest release,” added Maghaguian.

“We support our customer base of merchants, acquirers, ISOs and ISVs by providing insights, from multilocation hierarchies and transaction reconciliation tools to profitability reporting,” said APPS Founder and Co-Chairman Richard Hickman. “APPSos reduces clicks and provides full accessibility and transparency to all data,” added Hickman.

APPSos includes underwriting and onboarding tools with application tracking, automated deployments and compliance integrated directly with payment processors, customer service management, workflows, profitability reporting and flexible hierarchy permission controls providing transparency and accessibility to all data. It also includes access to a number of other services, such as Visa Resolve Online (VROL) for dispute resolution, booking and transaction webbooks, reporting with metrics for portfolio processing transparency and seamless application programming interfaces (APIs) to proprietary CRM systems.

“We have developed and architected for scalability by creating capabilities for different processors and institutions based on various regions of the world,” said Paul Silva, head of platforms and product development at APPS. “These include localization, super ISO levels, ISVs and sales agents, providing an adaptive ISO, agent and merchant reporting analytics platform,” added Silva.

Please visit APPSos for more information or click here to schedule a demonstration.


About Atlantic-Pacific Processing Systems NV, Corp. (APPS)

APPS is a leading fintech and financial services solutions provider offering secure connectivity for card present transactions and online payment gateways for all e-commerce, mobile and virtual transactions. With more than 15 years in the payments business, APPS has organically grown into a premier leader in our trade through core solutions for service, savings, reporting, technology and security. The company is headquartered in Las Vegas, Nevada and has offices in Fountain Valley, California and Louisville, Kentucky. For more information, please visit or email