APPS provides rapid connectivity to process any form of electronic transactions available in the Payment Card Industry today. Additionally, our payment browser can be customized to support several transaction types specifically required by the demands of your application or client in any vertical industry. The payment model is comprehensive with automatic and complete transaction reconciliation seamlessly into the end-users merchant account.

Internet and Non-Swiped Transactions

With the addition of a USB magnetic Card/Check reader and or an optional USB Pin pad, all credit, Debit, Gift/Loyalty cards and checks can be scanned or electronically captured on-line or at the point-of-sale. Payment Browser immediately and securely posts your electronic payment information with a single entry into your application. This replaces the traditional credit card machine which requires double entry of the payment information in both the terminal and the financial or practice management system. You can also capture and process HAS and HSA transactions as well.

Over the Phone Keyed Transactions

When working with a customer on the phone, the user can collect the remaining balance on the customer account with a credit card, debit card or check by keying in the card or check data. If the merchant has previously processed at least one payment from the customer, the card or check information can be retrieved and securely used to create a new transaction on that same credit card or check.

Integrated Payment Processing at the Point of Sale, made simple

At the heart of our product set is Payment Browser™, the industry-leading integrated payment processing solution. Payment Browser™ is available in many of the nation's most popular business software suites. We developed Payment Browser as a unique integration tool, that does the work of the integration for you. Payment Browser delivers uncompromised technology and security while providing merchants with a fast and secure payment processing solution. Payment Browser offers substantial saving benefits and unique features to enable you to market your application without validating compliance to the PA-DSS (Payment Application – Data Security Standards) requirements by "managing" all the transmission of cardholder data outside of your application. Your application can now be a turnkey solution for merchants to capture payments by enabling Payment Browser to integrate to your application... instead of you doing the integration.

EZ Pay Authorization Transaction

This feature is designed for medical practices. Often times the patient's insurance payment will not cover the entire balance of the patient's bill left after the co-payment is collected. EZ Pay is a transaction authorization type that is added to the initial co-payment transaction that permits the medical office to charge the credit card, debit card, or check a second time, within 90 days of service, up to a predetermined amount to cover the unpaid balance left after the insurance payment has posted. Using EZ Pay on every co-payment transaction ensures that the medical office is paid 100% for their fee for service reducing patient billing and write-off.

Recurring Transactions

Our virtual terminal allows the setup and management of timed recurring payments to a customer's credit card, debit card or checking account. Customer balances can be paid over time with monthly or weekly scheduled electronic debits. Recurring payments increase the overall up front collections by the merchant and decreases customer billing and write-off.

ACH & Electronic Check Processing

Accept checks easily and without risk. Checks received through the mail are converted electronically to ACH by the processor and settled to the merchant account.

Online Customer Bill Payment

Consumers today prefer to pay bills online and our Gateway provides portal solutions to accommodate that demand. BillPay provides an easy to use interface to import customer invoices and a gateway for your customers to view thier statements and make payments online.

One Gateway.....ALL TRANSACTIONS

Look no further for the most complete and comprehensive array of electronic transactions available in a single payment gateway. All possible transaction types across all available financial sources are connected to your platform and branded as yours with your look and feel.