Sunday, May 20, 2012 Login
Increase your customer base

EBT Card Processing service allows you to increase your customer base by accepting EBT cards as a method of payment.  EBT (Electronic Benefits Transfer) simply means the electronic delivery of government funds.  Government programs such as Social Security, WIC, TANF and SNAP "food stamps" issue benefits to recipients via an electronic card known as an EBT card.  Similar to a debit card, EBT card processing allows recipients to authorize the transfer of their government benefits to pay for food, clothing and other items.  Your business needs to position itself to accept these transactions as these government programs grow and more are added.

  • With EBT acceptance added to your merchant account, EBT processing is as easy as credit/debit card transactions.  Utilize the same equipment to process EBT as credit/debit transactions, which makes accepting EBT convenient for both you and your customer.  Contact us today to learn how to add EBT card processing as a method of payment for your business.
  • As the need for these government-sponsored programs continues to grow, the revenue available to Food and Consumer Services certified stores who accept EBT cards is experiencing tremendous growth as well.
  • All states have systems that use magnetic stripe cards and online authorization of transactions. When paying for groceries, the customer’s benefits card is run through an electronic reader or a point of sale terminal (POS), and the consumer enters their secret PIN to access the benefits account. Then, electronically, the processor verifies the PIN and the account balance, and sends an authorization or denial back to the retailer.
  • The consumer’s account is then debited for the amount of the purchase, and the retailer’s account is credited. No money or food stamps change hands. Payment is made to the retailer through the normal credit card settlement process.
  • EBT has many benefits for your customers!
    • Eliminates paper food stamps and checks
    • Safer and more secure than carrying cash or checks
    • Convenient and easy to use – faster in-store transactions
    • Confidential for your customers
    • EBT is used in all states to issue food stamp benefits, now referred to as SNAP (Supplemental Nutrition Assistance Program), to recipients
    • Recipients can use their EBT Card for food purchases at grocery stores / select retailers

Customers on government assistance may represent a significant portion of your clientele. Your business could benefit from offering EBT payment options.