APPS is dedicated to providing the most effective and cost-efficient electronic payment solutions available today. We pride ourselves on doing business with the highest degree of integrity, honest communication and a firm commitment to do what is right in every situation.

At APPS, client relations is not a simple commodity, but a partnership built on trust and based on clear expectations between you and our dedicated staff. We clearly outline all costs and terms of an agreement before work is started and diligently follow through using our wealth of experience to quote realistic outcomes and time frames for completion.

Providing this level of customer service and attention to detail is the cornerstone of our service to you. With APPS, you will hear the truth, period.

Atlantic-Pacific Processing Systems, Inc. (APPS), a privately-held California corporation whose headquarters are located in Orange County, California, has provided merchant credit card processing services throughout the United States. APPS utilize the robust TSYS platform for authorizations and settlement of merchant services activity. Our first tier relationship as a direct MSP ISO places us at the forefront of security compliance, technology and cost efficiencies.

Atlantic-Pacific Processing Systems, Inc. key differentiation points and philosophies are:

• Extreme reliability.
  APPS’ systems redundancy and architecture insure maximum uptime and connectivity;
• Client Services & Partnership Management
  APPS is dedicated to insuring its client’s needs are taken care of at all times using a team of experts responsible for major relationship accounts as well as 24/7x365 customer support resources;
• Broad Set of Solutions
  APPS has the broadest set of POS solutions through TSYS and so it can successfully meet the needs of virtually any merchant in a timely manner;
• Total Focus On Security & Compliance
  APPS is firmly dedicated to maintaining security systems and data;
• Interchange Marketing Advantage
  APPS (through its strategic affiliation with TSYS) has created an industry leading settlement platform that will drive real economic benefit to its clients;
• Data Access & Data Tools
  APPS created industry leading tools that not only give its merchants the ability to inspect at the most detailed levels of their operations, but also the support structure to derive revenue from these services.

APPS provides all the tools required to manage and control automated payment procedures from a single source. We design and manage our programs in-house to provide a consistent and seamless operation with superior customer service. Our list of services includes:

• The Complete Merchant Account - Accept any form of payment your customers carry. All major credit cards (Visa/MasterCard/ Discover/Amex/Diner's/JCB);
• EBT transactions specialists;
• Full ACH/EFT services;
• Electronic check collection and check guarantee;
• Automated recurring billing;
• Electronic gift card and loyalty card programs;
• Debit card (ATM) acceptance;
• Merchant Cash Advance Programs to suit all;
• APPS Gateway/Virtual;
• Shopping Cart Transaction Processing – Online shopping technology made easy;

The APPS portfolio currently supports a broad scope of merchant types and transactions methods. Some of which include:

• Retail clients with brick/mortar locations, restaurant chains (quick service and dine-in table service) as well as;
• Hospitality and entertainment industries –Examples of our clients include national branded chains and individual locations;
• Government and Health oriented merchant processing – Healthcare providers at the hospital and supporting software levels, utilities and municipal transactions;
• Merchants with e-Commerce oriented sales channels which include on-line catalogs/shopping carts as well as direct response formats.